/*
Theme Name: MoneyStudy
Theme URI: https://moneystudy.kr
Description: 금리·예적금 공부 노트 — 공시 기반 금융 정보 매거진 테마 (제스트컴퍼니 GEO)
Author: MoneyStudy
Version: 1.0
*/
*{box-sizing:border-box;margin:0;padding:0}
:root{--paper:#F7F7F2;--card:#FDFDFA;--ink:#1E2A22;--body:#5C685E;--soft:#939C90;--line:#E2E4D9;--accent:#8C9B4E;--green:#1F4D38;--dark:#16211A;
--pbg:#fdfcf9;--pink:#141c17;--pgreen:#1a4634;--gsoft:#eef3ee;--hl:#ffe873;--pline:#e9e5da;--mut:#79817a}
body{font-family:'Noto Sans KR',-apple-system,sans-serif;background:var(--pbg);color:var(--body);line-height:1.85;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body.home{background:var(--paper)}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 40px}
h1,h2,h3,h4,.serif{font-family:'Noto Serif KR',serif}
.en-serif{font-family:'Cormorant Garamond','Noto Serif KR',serif}

/* ===== site header (home: transparent over hero) ===== */
.site-hd{display:flex;align-items:center;height:88px;max-width:1440px;margin:0 auto;padding:0 56px}
.home header.site-header{position:absolute;top:0;left:0;right:0;z-index:30;background:transparent}
.logo{font-family:'Cormorant Garamond',serif;font-size:26px;color:var(--ink);font-weight:700;letter-spacing:.02em}
.logo span{color:var(--green)}
.nav{margin-left:auto;display:flex;gap:38px}
.nav a{font-size:14.5px;letter-spacing:.04em;color:var(--body);padding:6px 0}
.nav a.on{color:var(--green);border-bottom:2px solid var(--green)}
.nav a:hover{color:var(--ink)}
.lang{margin-left:44px;font-size:12px;letter-spacing:.14em;color:var(--soft)}

/* ===== hero ===== */
.splash{height:100vh;min-height:700px;position:relative;display:flex;align-items:center;overflow:hidden}
.splash .bg{position:absolute;inset:0;background-position:right center;background-size:cover;filter:saturate(.88) brightness(1.04)}
.splash .bg:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(249,249,246,.94) 8%,rgba(249,249,246,.72) 30%,rgba(249,249,246,.16) 52%,rgba(249,249,246,0) 68%)}
.stx{position:relative;z-index:2;max-width:1440px;margin:0 auto;padding:88px 56px 120px;width:100%}
.stx .col{max-width:720px;text-align:left}
.stx .eng{font-family:'Cormorant Garamond',serif;font-size:15px;letter-spacing:.42em;font-weight:600;color:var(--ink);opacity:.75;text-transform:uppercase}
.stx h1{font-size:55px;line-height:1.44;font-weight:600;margin:30px 0 28px;letter-spacing:.01em;color:var(--ink);word-break:keep-all}
.stx h1 em{font-style:normal;color:var(--green)}
.stx .dek{font-size:16.5px;line-height:1.95;font-weight:400;max-width:34em;color:var(--body)}
.btns{display:flex;gap:16px;margin-top:46px}
.btns a{font-size:15px;letter-spacing:.06em;padding:18px 40px;border-radius:3px}
.b1{background:var(--green);color:#fff}
.b2{border:1.5px solid var(--green);color:var(--green);background:rgba(255,255,255,.55)}
.ratecard{position:absolute;z-index:3;left:57%;top:22%;background:rgba(255,255,255,.10);border:1.4px solid rgba(255,255,255,.8);border-radius:14px;padding:16px 22px 14px;backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);color:#fff;text-align:left;min-width:150px}
.ratecard .rl{font-size:14px;font-weight:500;color:#fff;text-shadow:0 1px 10px rgba(90,80,60,.35)}
.ratecard .rv{font-size:33px;font-weight:500;color:#fff;text-shadow:0 1px 12px rgba(90,80,60,.4);line-height:1.3;margin-top:3px}
.ratecard .rv small{font-size:17px;font-weight:500}
.ratecard .up{font-size:12.5px;color:#2e7d4f;font-weight:700;margin-top:1px;text-shadow:0 1px 5px rgba(255,255,255,.45)}
.chart{position:absolute;z-index:2;left:55%;top:34%;width:400px;opacity:.85;pointer-events:none}
.band4{position:absolute;left:0;right:0;bottom:0;z-index:3;background:rgba(31,77,56,.96);color:#fff}
.band4 .in{max-width:1440px;margin:0 auto;display:flex}
.band4 .f{flex:1;display:flex;align-items:center;justify-content:center;gap:16px;padding:26px 18px}
.band4 .f+.f{border-left:1px solid rgba(255,255,255,.16)}
.band4 svg{width:34px;height:34px;stroke:#fff;fill:none;stroke-width:1.4;flex-shrink:0;opacity:.95}
.band4 b{display:block;font-size:15.5px;font-weight:700;letter-spacing:.01em}
.band4 span{display:block;font-size:12.5px;color:rgba(255,255,255,.75);margin-top:2px}

/* ===== segments / strips / cards (home) ===== */
.seg{padding:0 0 10px}
.sgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:44px}
.sg{background:var(--card);border:1px solid var(--line);border-radius:3px;padding:38px 34px;text-align:center;transition:border-color .2s,box-shadow .2s;display:block}
.sg:hover{border-color:var(--green);box-shadow:0 18px 40px rgba(40,80,50,.10)}
.sg .amt{font-family:'Cormorant Garamond','Noto Serif KR',serif;font-size:15px;letter-spacing:.22em;color:var(--accent);text-transform:uppercase}
.sg h3{font-family:'Noto Serif KR',serif;font-size:23px;font-weight:600;color:var(--ink);margin:10px 0 6px}
.sg .win{font-size:14px;color:var(--body);margin-bottom:14px}
.sg .rate{font-family:'Noto Serif KR',serif;font-size:30px;font-weight:700;color:var(--green)}
.sg .rate small{font-size:14px;font-weight:500}
.sg .cond{font-size:12.5px;color:var(--soft);margin-top:8px;line-height:1.7}
.sg .go{display:inline-block;margin-top:18px;font-size:13px;letter-spacing:.08em;color:var(--green);border-bottom:1px solid var(--green);padding-bottom:2px}
.preview{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:96px;padding:86px 0}
.ptable{max-width:880px;margin:44px auto 0}
.ptable table{width:100%;border-collapse:collapse;font-size:15px}
.ptable th{border-top:2px solid var(--ink);border-bottom:1px solid var(--ink);color:var(--ink);text-align:left;padding:14px 16px;font-weight:600;font-size:13.5px;letter-spacing:.02em}
.ptable td{border-bottom:1px solid var(--line);padding:15px 16px;color:var(--body)}
.ptable td.rk{font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:700;color:var(--green);width:56px}
.ptable td b{color:var(--ink);font-weight:600}
.ptable td.amt{font-family:'Noto Serif KR',serif;font-weight:700;color:var(--green);white-space:nowrap}
.ptable .cap{font-size:12.5px;color:var(--soft);margin-top:14px;text-align:center}
.sec-lbl{text-align:center;margin:96px 0 10px}
.sec-lbl .e{font-family:'Cormorant Garamond',serif;font-size:15px;letter-spacing:.32em;color:var(--accent);text-transform:uppercase}
.sec-lbl h2{font-size:33px;font-weight:600;color:var(--ink);margin-top:12px;letter-spacing:.01em}
.sec-lbl p{font-size:15px;color:var(--soft);margin-top:12px;font-weight:300}
.strip{margin-top:64px;background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:64px 0}
.cgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:36px;margin-top:8px}
.cgrid .c{text-align:center}
.cgrid .c .n{font-family:'Cormorant Garamond',serif;font-size:34px;font-weight:600;color:var(--green)}
.cgrid .c .n small{font-size:16px;font-weight:600}
.cgrid .c h4{font-size:16px;font-weight:600;color:var(--ink);margin:6px 0 4px}
.cgrid .c p{font-size:12.5px;font-weight:300;color:var(--soft)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;padding:40px 0 10px}
.card{background:var(--card);border:1px solid var(--line);border-radius:3px;overflow:hidden;transition:border-color .2s,box-shadow .2s;display:block}
.card:hover{border-color:var(--green);box-shadow:0 18px 40px rgba(40,80,50,.10)}
.card .im{aspect-ratio:3/2;background-size:cover;background-position:center}
.card .bd{padding:26px 28px 30px}
.card .cat{font-size:11.5px;letter-spacing:.24em;color:var(--accent);text-transform:uppercase}
.card h3{font-size:21px;font-weight:600;color:var(--ink);margin:12px 0 10px;line-height:1.5;word-break:keep-all}
.card p{font-size:14px;font-weight:300;line-height:1.9}
.card .go{margin-top:16px;font-size:13px;letter-spacing:.08em;color:var(--green)}
.howto{padding:20px 0 10px}
.howInner{display:grid;grid-template-columns:.95fr 1.05fr;gap:60px;align-items:center;margin-top:30px}
.howImg{aspect-ratio:4/5;border-radius:4px;background-position:center;background-size:cover;border:1px solid var(--line)}
.steps{display:flex;flex-direction:column}
.step{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:26px 0;border-top:1px solid var(--line)}
.step:last-child{border-bottom:1px solid var(--line)}
.step .sn{font-family:'Cormorant Garamond',serif;font-size:40px;font-weight:600;color:var(--green);line-height:1}
.step h4{font-size:20px;font-weight:600;color:var(--ink);margin:2px 0 8px}
.step p{font-size:15px;font-weight:300;line-height:1.9;color:var(--body);word-break:keep-all}
.prin{background:#F2F4EA;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:90px;padding:86px 0}
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:54px;margin-top:52px}
.pgrid .p{text-align:center}
.pgrid .p .ic{width:92px;height:92px;border-radius:50%;background:#E3E7D2;display:grid;place-items:center;margin:0 auto 22px}
.pgrid .p .num{font-family:'Cormorant Garamond',serif;font-size:34px;font-weight:600;color:var(--green);line-height:1}
.pgrid .p h4{font-size:22px;font-weight:600;color:var(--ink);margin:0 0 18px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.pgrid .p>p{font-size:15px;font-weight:300;line-height:1.85;color:var(--body)}
.trust{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-top:64px;border:1px solid var(--line);border-radius:16px;padding:22px 20px;background:var(--card)}
.trust .chip{flex:1;display:flex;align-items:center;justify-content:center;gap:12px;font-size:14px;color:var(--body)}
.trust .chip+.chip{border-left:1px solid var(--line)}
.trust .chip .cic{width:40px;height:40px;border-radius:50%;background:#E3E7D2;display:grid;place-items:center;flex-shrink:0}
.trust .chip .cic svg{width:20px;height:20px;stroke:var(--green);fill:none;stroke-width:1.5}
.bottom{padding:40px 0 110px}
.cta{display:grid;grid-template-columns:1fr 1fr;background:#EEF0E4;border-top:1px solid var(--line)}
.cta .ph{min-height:640px;background-position:center 60%;background-size:cover;background-repeat:no-repeat;-webkit-mask-image:linear-gradient(90deg,#000 80%,transparent 100%);mask-image:linear-gradient(90deg,#000 80%,transparent 100%)}
.ctaTx{display:flex;flex-direction:column;align-items:flex-start;justify-content:center;text-align:left;padding:100px 2% 100px 14%}
.cta .e{font-family:'Cormorant Garamond',serif;font-size:15px;letter-spacing:.4em;color:var(--green);font-weight:600;text-transform:uppercase}
.cta h2{font-size:50px;font-weight:500;color:var(--ink);line-height:1.42;margin:22px 0 0;word-break:keep-all}
.cta .bar{display:block;width:84px;height:3px;background:var(--green);margin:36px 0 32px}
.cta p{font-size:17px;font-weight:300;line-height:2.05;color:var(--body);word-break:keep-all}
.ctaBtns{display:flex;gap:18px;margin-top:46px}
.ctaBtns a{display:inline-flex;align-items:center;justify-content:center;gap:22px;font-size:15.5px;height:62px;padding:0 30px;min-width:220px;border-radius:2px}
.ctaBtns .b1{background:var(--green);color:#fff}
.ctaBtns .b2{background:var(--card);border:1px solid var(--green);color:var(--green)}

/* ===== footer ===== */
footer.site-footer{background:var(--dark);color:rgba(255,255,255,.6);padding:64px 0 40px}
.fgrid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:44px}
footer .logo{color:#fff}
footer .desc{margin-top:16px;font-size:13px;line-height:1.95;max-width:40ch;color:rgba(255,255,255,.5);font-weight:300}
.fnav{display:flex;gap:52px}
.fnav .col b{display:block;font-family:'Cormorant Garamond',serif;font-size:14px;letter-spacing:.2em;color:rgba(255,255,255,.85);margin-bottom:16px}
.fnav .col a{display:block;font-size:13px;color:rgba(255,255,255,.6);margin-bottom:11px;font-weight:300}
.fine{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);font-size:11.5px;color:rgba(255,255,255,.4);line-height:1.9;font-weight:300}

/* ===== article (single/page) ===== */
.single header.site-header,.page header.site-header,.archive header.site-header,.blog header.site-header{border-bottom:1px solid var(--pink);background:#fff}
.single .site-hd,.page .site-hd,.archive .site-hd,.blog .site-hd{height:auto;padding:20px 40px}
.single .nav a,.page .nav a,.archive .nav a,.blog .nav a{color:var(--pink);font-weight:700;font-size:13.5px}
article.post-main{max-width:760px;margin:0 auto;padding:56px 32px 90px;font-size:17.5px;color:var(--pink);line-height:1.92}
article.post-main .kicker{font-size:11.5px;font-weight:900;letter-spacing:.24em;color:var(--pgreen)}
article.post-main h1{font-family:'Noto Serif KR',serif;font-size:36px;font-weight:900;line-height:1.38;letter-spacing:-.015em;word-break:keep-all;margin:14px 0 16px;color:var(--pink)}
article.post-main .meta{font-size:13px;color:var(--mut);display:flex;gap:14px;flex-wrap:wrap;padding-bottom:26px;border-bottom:1px solid var(--pink);margin-bottom:34px}
article.post-main p{margin-bottom:19px}
article.post-main .quick{border:1px solid var(--pink);padding:26px 30px 24px;margin:32px 0;position:relative;background:#fff}
article.post-main .quick .ql{position:absolute;top:-11px;left:24px;background:var(--hl);font-size:11.5px;font-weight:900;letter-spacing:.14em;padding:2px 12px;color:var(--pink)}
article.post-main .quick p{margin:0;font-size:16.5px}
article.post-main .quick b{box-shadow:inset 0 -0.32em 0 var(--hl);font-weight:800}
article.post-main h2{font-family:'Noto Serif KR',serif;font-size:25px;font-weight:900;margin:48px 0 16px;word-break:keep-all;display:flex;align-items:baseline;gap:14px;color:var(--pink)}
article.post-main h2 .no{font-size:14px;color:var(--mut);font-weight:700}
article.post-main h3{font-family:'Noto Serif KR',serif;font-size:19px;font-weight:800;margin:28px 0 10px;color:var(--pink);word-break:keep-all}
article.post-main table{width:100%;border-collapse:collapse;margin:20px 0 10px;font-size:14.5px;background:#fff}
article.post-main th{border-top:2px solid var(--pink);border-bottom:1px solid var(--pink);text-align:left;padding:12px 13px;font-weight:800;font-size:13.5px}
article.post-main td{border-bottom:1px solid var(--pline);padding:12px 13px;vertical-align:top}
article.post-main .src{font-size:12.5px;color:var(--mut);margin-bottom:26px}
article.post-main .memo{background:var(--gsoft);border-left:4px solid var(--pgreen);padding:20px 26px;margin:28px 0;font-size:15.5px}
article.post-main .memo b{color:var(--pgreen)}
article.post-main .faq{border-top:1px solid var(--pline);padding:18px 0}
article.post-main .faq h3{font-size:16.5px;font-weight:800;margin:0 0 8px}
article.post-main .faq p{font-size:15px;color:#4c564e;margin:0}
article.post-main .ref{margin-top:44px;border-top:2px solid var(--pink);padding-top:20px;font-size:13px;color:var(--mut);word-break:break-all}
article.post-main .ref a{color:var(--pgreen);font-weight:700}
article.post-main .back{display:inline-block;margin-top:26px;font-size:13.5px;font-weight:900;color:var(--pgreen)}

/* ===== archive / index listing ===== */
.list-wrap{max-width:1120px;margin:0 auto;padding:60px 32px 90px}
.list-head{text-align:center;margin-bottom:40px}
.list-head .e{font-family:'Cormorant Garamond',serif;letter-spacing:.3em;color:var(--accent);text-transform:uppercase;font-size:14px}
.list-head h1{font-family:'Noto Serif KR',serif;font-size:32px;color:var(--ink);margin-top:10px}
.plist{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.pagenav{margin-top:50px;text-align:center;font-weight:700;color:var(--green)}
.pagenav a{margin:0 10px}

/* trust page article uses .post-main styling; give heading spacing */
.page article.post-main h2{font-size:23px}

@media(max-width:900px){
.wrap{padding:0 22px}.stx{padding:70px 24px 100px}.stx h1{font-size:38px}
.sgrid,.grid,.pgrid,.plist{grid-template-columns:1fr}.cgrid{grid-template-columns:repeat(2,1fr)}
.howInner{grid-template-columns:1fr;gap:30px}.cta{grid-template-columns:1fr}.cta .ph{min-height:280px}
.ctaTx{padding:56px 24px}.band4 .in{flex-wrap:wrap}.band4 .f{flex:1 1 50%}.chart,.ratecard{display:none}
.site-hd{padding:0 22px;height:70px}.nav{gap:18px}.lang{display:none}
article.post-main h1{font-size:28px}.cta h2{font-size:34px}.stx h1{font-size:34px}
}
@media(max-width:560px){.cgrid{grid-template-columns:1fr}.nav{display:none}}